A medical only claim is best described as which of the following?

A medical only claim is best described as which of the following?

• A. A medical treatment first aid? Wait.
• B. An injury with no compensable lost time, but results in medical treatment beyond first aid.
• C. An injury with no indemnity payments
• D. An injury requiring one doctor visit and on follow up visit.

Answer: (B)

A medical-only claim is a case where the injury or illness requires medical treatment beyond basic first aid, but does not involve wage-replacement benefits (no compensable lost time). The option describes an injury with no compensable lost time while still needing medical treatment beyond first aid, which fits this definition exactly. It captures both the absence of indemnity (no lost time) and the necessity for treatment beyond simple first aid. Other options don’t fit as well because they omit one of these essential elements: some imply only first-aid level care, or only no indemnity without referencing the level of medical care, or focus on the number of doctor visits without addressing wage loss.

A medical-only claim is a case where the injury or illness requires medical treatment beyond basic first aid, but does not involve wage-replacement benefits (no compensable lost time).

The option describes an injury with no compensable lost time while still needing medical treatment beyond first aid, which fits this definition exactly. It captures both the absence of indemnity (no lost time) and the necessity for treatment beyond simple first aid.

Other options don’t fit as well because they omit one of these essential elements: some imply only first-aid level care, or only no indemnity without referencing the level of medical care, or focus on the number of doctor visits without addressing wage loss.