In a serious and willful misconduct injury, the compensation is reduced by 50% unless the injury results in death or PD of 70% or more.

In a serious and willful misconduct injury, the compensation is reduced by 50% unless the injury results in death or PD of 70% or more.

• A. Minor
• B. Death
• C. PD of 70% or over
• D. Death or PD 70% or more

Answer: (D)

In serious and willful misconduct cases, benefits are reduced by 50% as a penalty, but that reduction does not apply if the injury results in death or in permanent disability of 70% or more. So the correct completion is “Death or PD 70% or more,” because either outcome removes the penalty. The other options don’t fit because they cover only one side of the exception (death alone or PD 70%+ alone) or are irrelevant (a minor injury). The key idea is that the 50% reduction is bypassed when the injury is fatal or results in a very high permanent disability.

In serious and willful misconduct cases, benefits are reduced by 50% as a penalty, but that reduction does not apply if the injury results in death or in permanent disability of 70% or more. So the correct completion is “Death or PD 70% or more,” because either outcome removes the penalty. The other options don’t fit because they cover only one side of the exception (death alone or PD 70%+ alone) or are irrelevant (a minor injury). The key idea is that the 50% reduction is bypassed when the injury is fatal or results in a very high permanent disability.