Which factor determines PD apportionment?

Prepare for the California Self-Insurance Plans Exam. Utilize quizzes to test your knowledge with flashcards, hints, and detailed explanations. Get ready to excel in your SIP exam!

Multiple Choice

Which factor determines PD apportionment?

Explanation:
PD apportionment is determined by causation: which portion of the permanent disability is caused by the work injury versus pre-existing or non-industrial factors. In California, the disability is divided into what would have occurred anyway and what was caused by the industrial event. The key question is: would the disability have happened but for the work injury? If yes, that portion is attributed to the industrial injury; if no, it’s attributed to non-industrial factors. The other factors listed—how long someone was employed, their age, or their occupation—do not set the division of impairment. For example, if a worker has a pre-existing condition that would cause part of the impairment even without the injury, and an injury adds additional impairment, the apportionment will separate the industrially caused portion from the non-industrial portion based on causation.

PD apportionment is determined by causation: which portion of the permanent disability is caused by the work injury versus pre-existing or non-industrial factors. In California, the disability is divided into what would have occurred anyway and what was caused by the industrial event. The key question is: would the disability have happened but for the work injury? If yes, that portion is attributed to the industrial injury; if no, it’s attributed to non-industrial factors. The other factors listed—how long someone was employed, their age, or their occupation—do not set the division of impairment. For example, if a worker has a pre-existing condition that would cause part of the impairment even without the injury, and an injury adds additional impairment, the apportionment will separate the industrially caused portion from the non-industrial portion based on causation.

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