Which rule covers that commuting injuries are generally not compensable unless an exception applies?

Which rule covers that commuting injuries are generally not compensable unless an exception applies?

• A. The rule excludes commuting injuries except for listed exceptions.
• B. The rule states commuting injuries are compensable in all cases.
• C. The rule requires employee consent for any claim.
• D. The rule does not apply to injuries during lunch breaks.

Answer: (A)

In workers’ compensation, ordinary commuting to and from work is not compensable. The rule is a general exclusion, and it becomes compensable only when a specific exception applies—such as travel required by the employer to a temporary work site, travel performed in the course of performing job duties, or when the employer provides transportation. So the correct concept is that commuting injuries are excluded unless one of the listed exceptions makes them compensable. The other statements don’t fit this framework because they imply universal coverage, require employee consent, or reference lunch breaks, none of which align with how commuting injuries are treated.

In workers’ compensation, ordinary commuting to and from work is not compensable. The rule is a general exclusion, and it becomes compensable only when a specific exception applies—such as travel required by the employer to a temporary work site, travel performed in the course of performing job duties, or when the employer provides transportation. So the correct concept is that commuting injuries are excluded unless one of the listed exceptions makes them compensable. The other statements don’t fit this framework because they imply universal coverage, require employee consent, or reference lunch breaks, none of which align with how commuting injuries are treated.