Which statement about the Employer's First Report of Injury (5020) is true?

Which statement about the Employer's First Report of Injury (5020) is true?

• A. It is filed by the employee to report the injury
• B. It is used by the employer to notify the insurer of the injury
• C. It is optional for minor injuries
• D. It is only required for permanent impairment cases

Answer: (B)

The key idea is that the Employer's First Report of Injury is the employer’s notice to the workers’ compensation insurer about a work-related injury or illness, used to start the claim. This is why the correct statement is that it is used by the employer to notify the insurer. It isn’t filed by the employee, so the option describing the employee filing is not accurate. It isn’t optional for minor injuries—the employer must report when there’s medical treatment beyond first aid or any disability, not just for severe cases. It isn’t limited to permanent impairment cases; the form is used to initiate a claim for any work-related injury or illness that may lead to benefits. The form gathers essential details (who was injured, when and where it happened, what occurred, the injured body part, medical treatment, wage information) to enable proper claim processing and benefits determination.

The key idea is that the Employer's First Report of Injury is the employer’s notice to the workers’ compensation insurer about a work-related injury or illness, used to start the claim. This is why the correct statement is that it is used by the employer to notify the insurer. It isn’t filed by the employee, so the option describing the employee filing is not accurate. It isn’t optional for minor injuries—the employer must report when there’s medical treatment beyond first aid or any disability, not just for severe cases. It isn’t limited to permanent impairment cases; the form is used to initiate a claim for any work-related injury or illness that may lead to benefits. The form gathers essential details (who was injured, when and where it happened, what occurred, the injured body part, medical treatment, wage information) to enable proper claim processing and benefits determination.