Which statement best describes when offsite injuries can be compensable due to a job related special risk?

Which statement best describes when offsite injuries can be compensable due to a job related special risk?

• A. Injury offsite during a job-related task may be compensable due to special risk.
• B. Injury offsite is never compensable.
• C. Injury offsite is always compensable.
• D. Injury offsite is compensable only if it occurs on premises.

Answer: (A)

Special risks can make offsite injuries compensable when the injury happens during a job-related task and the hazard is peculiar to the work. In workers’ compensation, an injury doesn’t have to occur on the employer’s premises to be covered if it arises out of and in the course of performing a duty that involves a known hazard specific to the job. So an injury that happens offsite while the worker is performing a work task can be compensable if the risk is a special, job-related hazard. That’s why the best choice says an offsite injury during a job-related task may be compensable due to special risk. The other statements are too absolute or incorrect: injuries offsite aren’t categorically noncompensable, nor are all offsite injuries compensable, and compensability isn’t restricted to injuries that occur only on the premises.

Special risks can make offsite injuries compensable when the injury happens during a job-related task and the hazard is peculiar to the work. In workers’ compensation, an injury doesn’t have to occur on the employer’s premises to be covered if it arises out of and in the course of performing a duty that involves a known hazard specific to the job. So an injury that happens offsite while the worker is performing a work task can be compensable if the risk is a special, job-related hazard.

That’s why the best choice says an offsite injury during a job-related task may be compensable due to special risk. The other statements are too absolute or incorrect: injuries offsite aren’t categorically noncompensable, nor are all offsite injuries compensable, and compensability isn’t restricted to injuries that occur only on the premises.